Is it unfair?
How to tell when a commercial practice is unfair
The burning question for consumers will undoubtedly be: "How can I tell when a particular commercial practice is unfair?"
- The Black List: practices that are ALWAYS prohibited
- Misleading with false information
- Misleading by leaving out information
- Aggressive marketing
- Other cases
Misleading by leaving out information
Consumers need information to make informed choices. A trader can mislead by leaving out information that the average consumer needs. The information that the consumer needs is defined in a uniform manner in the EU by the consumer protection authorities and courts on a case-by-case basis.
It is misleading to:
- omit material information that the average consumer needs, according to the context, to take an informed transactional decision
- hide or provide information in an unclear, unintelligible, ambiguous or untimely manner
- fail to identify the commercial intent of the commercial practice if it's not already apparent from the context.
When assessing whether a practice misleads by leaving out information, the following aspects are taken into consideration:
- The effect of the commercial practice in its entirety, including the presentation;
- information must be displayed clearly: obscure presentation is tantamount to failing to inform.
In the case of commercial communication (advertising, website of the trader) including the description of the product or the service and its price, the trader must provide information on:
- the main characteristics of the product;
- its geographical address and identity;
- the price inclusive of taxes and all additional charges (freight, delivery, post etc.);
- the arrangements for payment, delivery, performance and the complaint handling policy if they depart from the requirements of professional diligence;
- when there is a right of withdrawal, the existence of such a right.
Paris-Rome for just €29.95! Offer expires 30 June 2008
Pierre is a student at the Sorbonne in Paris. He wants to visit his girlfriend in Rome for the weekend. He sees this offer from Fly-by-night Airlines and quickly purchases his ticket online. Unfortunately, there is no mention of the taxes and airport surcharge. With these included his total comes to €79.95! Pierre doesn't notice these extra charges until the last screen that lists all the costs. He is disappointed, but, based on the advertisement, he had already told his girlfriend that he would visit her so reluctantly he clicks to confirm his transaction. He feels he has been deceived!
ShoveIT presents: High-speed WiMAX Internet for just €29.95 per month… and UNLIMITED telephone support!
Manuel purchases an Internet connection from ShoveIT. He's a bit wary at first because WiMAX is a relatively new technology, but decides to go ahead since the advertisement says that the subscription includes unlimited telephone support. He assumes that the telephone support is included in his monthly subscription.
Sure enough, Manuel has some trouble with his connection. When he calls the technical support hotline, however, a lengthy welcome message says that the call will cost 50 cents per minute. Manuel is put on hold for nearly 10 minutes. When he finally gets through to a support engineer, the call is disconnected before the technical issue is resolved. An exasperated Manuel dials in again and is put on hold for another 10 minutes. Now he knows why the company is called "ShoveIT".